Brandon Richardson
Thursday, November 5, 2015
Five Frame Movie Video
Tuesday, October 27, 2015
EverFi Financial Literacy
My mom, when she taught me about finances she taught me and told me the answers to almost everything I asked. She taught me about credit scores, paying for higher education, savings, banking, and she also taught me about the various payment types. She told me that credit scores are scores that keep track of your debts and how reliable you are at paying them back. She taught me that scholarships are ways to get free money in college. She showed me the difference between credit cards and debit cards and how to use them. I was taught how to pay a bill because of her. I also learned how to use a checking account when she opened one up for me. In the modules I learned different various types of ways to save money, I learned how to make transactions at the bank, and I also learned about the ways to pay with different types of cards and cash. I found out that the term "liquidity" in financial terms means how easy it is to use the money in your savings account. I also learned about the different types of savings vehicles. There are checking accounts, saving accounts, and certificates of deposit. Although there are so many more out their, those are the main three that I know that I should stick to. I also was taught what an APR was. It is the amount of interest that is charged to your credit card bill when you make purchases with a credit card.
Thursday, August 27, 2015
Wednesday, August 19, 2015
A Little About Me
My name is Brandon Richardson. I am thirteen years old and live with my mom, two little brothers, and my adorable little puppy Lucy. I like to watch television, play with Lucy, or play games on my devices during my free time. I don't really have favorite movies because I have seen so much and I love a lot of movies so I just classify movies from best to worst. The two best movies I have ever seen so far is American Sniper and Selma. These are the best movies I have seen because they deal with serious problems such as war being fought today and segregation. I like a variety of different kinds of music ranging from classical to dub step. The music that I like today is most commonly pop and hip hop. One food that I hate is clams, they just don't ever taste right to me. I love eating crab and lobster meat and for desserts having a slice of cheesecake and a big scoop of ice cream (I LOVE ICE CREAM!!!!!!!!!). When I have a device in my hand, I like to play games, watch videos, or do some puzzles.
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